Advertisement
E-mail Page
Print Format
 

  Back to Ask the Diabetes Team Ask the Diabetes Team
Question:

From George West, Texas, USA:

My daughter is coming off of the CHIP (Children's Health Insurance Program) insurance program in three months and I'm having trouble finding someone to insure her because of the type 2 diabetes that she has. Are there any programs available in Texas that I could contact about getting insurance? She is about to begin her second year of college.

Answer:

It is wonderful that your daughter has been able to benefit through the Texas CHIP. However, there are few affordable health insurance coverage options available. According to A Consumer's Guide to Getting and Keeping Health Insurance in Texas, published by the Georgetown University School of Health Policy, a person with chronic health conditions would do best by seeking coverage through an HMO that offers service in the county in which they live, work or go to school. Unlike health insurance companies, a Texas HMO is not allowed to impose an exclusion of coverage for preexisting conditions. If HMO coverage is not an option, your daughter is likely to be HIPAA eligible and might then qualify to purchase coverage through the Texas Health Risk Pool. Another option might be to seek a part-time job that offers health insurance coverage. Sorry the options are limited.

DSH

DTQ-20050607140251
Original posting 17 Jul 2005
Posted to Insurance/Costs

  
Advertisement


Not Helpful  1 2 3 4 5  Very Helpful                  E-mail Article E-mail Page     Printer Friendly format Print Format    
  Home Return to Top

Last Updated: Sun Jan 15 12:10:17 2006
This Internet site provides information of a general nature and is designed for educational purposes only. If you have any concerns about your own health or the health of your child, you should always consult with a physician or other health care professional.

US Flag This site is published by Children With Diabetes, Inc, which is responsible for its contents.
By using this site, you agree to our Terms of Use, Legal Notice and Privacy Policy.
© Children with Diabetes, Inc. 1995-2009. Comments and Feedback.