From Redding, California, USA:
I am losing my Healthy Families and CCS coverage because our family gross income is just over the limit. Insurance coverage through our employer cost $10 more than we are paying now and does not cover much. We are looking for other insurance or foundations that might help us.
I wonder if you are writing off your eligibility in CCS too hastily? For the sake of our other readers, let me explain that Healthy Families is the California version of the federally funded child health insurance program and is available in other states. CCS is a California state program that treats children with certain physical limitations and chronic health conditions or diseases, including diabetes. CCS can authorize and pay for specific medical services and equipment provided by CCS-approved specialists. The California Department of Health Services manages the CCS program. Participation in CCS has income requirements or is used in tandem with the Healthy Families program. But, children can participate in CCS without participation in Healthy Families. Further, there is an exception to the income guidelines when the out-of-pocket medical expenses for a child who qualifies are expected to be more than 20 percent of family income. I encourage you to contact CCS and work with them to develop a realistic estimate of your child's care to see if the CCS portion of your coverage can be continued. As for the other needs in obtaining health insurance, I would suggest reviewing the Consumer Guides for Getting and Keeping Health Insurance produced by the Georgetown University School for Health Policy.
Original posting 25 Apr 2007
Posted to Insurance/Costs
Last Updated: Tuesday April 06, 2010 15:10:12
This Internet site provides information of a general nature and is designed for educational purposes only. If you have any concerns about your own health or the health of your child, you should always consult with a physician or other health care professional.
This site is published by T-1 Today, Inc. (d/b/a Children with Diabetes), a 501c3 not-for-profit organization, which is responsible for its contents. Our mission is to provide education and support to families living with type 1 diabetes.
© Children with Diabetes, Inc. 1995-2017. Comments and Feedback.